Model of Engineering in The Establishment of Islamic Banking in Indonesia


  • Mohammad Hanief Sirajulhuda University of Darussalam
  • Mahmud Mahmud University of Darussalam
  • Syamsuri Syamsuri University of Darussalam


Sharia Banking, Dynamics of Regulations, Legislation, Engineering Model


This study analyzes the dynamics of Islamic banking regulation in Indonesia to develop an engineering model to establish Islamic banking regulation in Indonesia. This study is library research using qualitative methods with descriptive-analytic analysis techniques. This study found that the dynamics of Islamic banking regulations are divided into three periods. First, the validity period of Law Number 7 of 1992 is called the integration period, namely Islamic banking's initial efforts into the national banking system. Second, the period of enactment of Law Number 10 of 1998 is referred to as the period of Islamic banking to become mainstream banking, which is to become part of the main strength among banks in the national banking system. Third, the period of Law Number 21, the Year 2008, shows that Islamic banking has become mainstream banking as intended in the national banking system. Suggestions from the results of the dynamic readings of Islamic banking regulation to enter the fourth period, namely the period of Islamic banking leading the national banking system, are necessary to apply an engineering model of the regulation formation using a sociological approach.






Volume 01 Number 01 (2021)